6 Health Insurance Tips to Save Time, Money, and Stress

Our clients often ask us for advice on how to use their health insurance more effectively or find a better way to access the help they need. We know that navigating health care and insurance can be difficult and we are trying to make it easier.

Learn Your Profit Booklet

The booklet will be mailed to you, but you can also login to Blue Connect and read a web-based version. This booklet is not going to be as well-liked as “Harry Potter,” but it’s important that you just take the time to read and understand your benefits. If you have any questions, please contact us using the number on the back of your insurance card or send a secure message via Blue Join.

Blue Join Cell

Blue Join mobile and Blue Join provide you with the information you need. Blue Join allows you to check your coverage and claims, get your insurance card, review account details, contact customer service, search for doctors, prescriptions and compare prices.

Ensure that your documents are in the community

It is important to choose a primary care physician and arrange for annual checkups, as well as other preventative measures. If you don’t already have a primary care physician, here are five tips to help you select one. Use the Supplier Search tool to ensure that the doctor you choose is within of your area. This software can help you find a specialist if you need one.

Learn about your prescription protection

If you’re presently receiving treatment or will be in the future, it’s important to understand your prescription benefits which is defined within your benefits booklet. Here are some other useful resources: How prescription benefits work, Find a drug or pharmacy ,5 ways to save on prescription drug costs.

How to Perceive the Rationalization of your Advantages

We send a Rationalization Of Benefits (EOB) after a healthcare provider has visited or processed. It’s not a bill. This list shows the cost of services with and without insurance. The EOB will explain what you (your out of pocket cost) pay and what Blue Cross NC covers. If you find any errors in your EOB or have questions, please call us.

These instruments and packages are worth mentioning

  • Blue 365 Offers: Exclusive discounts on the latest health equipment and well-being packages
  • Ask a nurse – Wellbeing Line Blue is an online 24/7 nurse helpline to ask questions and get assistance.
  • Dietary Counseling with a Registered Dietitian
  • Health Actions: Wholesome Conversations, Seminars and Digital Teaching
  • Telemedicine – Using a mobile phone, the internet or a mobile app, doctors can treat a wide range of medical conditions like allergy symptoms, fevers, flus, insect bites and sore throats.
  • Join in Blue Join to monitor and measure health targets.
  • HealthWise Information Base – Our online health encyclopedia allows you to search by signs, conditions, medical tests, treatments and goals (Join Blue Join).

Understanding your insurance benefits will help you make the best choices for yourself and your family. If you have any questions about your protection or the way to use your benefits, contact Customer Service via Blue Join or the number on the back of your insurance card. Check your benefits or contact customer service to find out if you have these benefits.